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For Sale 70 Days Online

$410,900

Originally $455,000

3 Bedrooms

1 Bathroom

1,768 Sqft House

Built 1976

9,174 Sqft Lot

2-Car Garage

HOA Dues $156 / month

434 Sudden Valley Dr Bellingham WA 98226

Bank Owned Property (REO)

Investment Opportunity! This large split level home located in popular community of Sudden Valley on Lake Whatcom. Offering has three bedrooms, one bath, large back deck, over-sized replated lot with mature landscaping, large trees, plus a shed. Double car attached garage all located in a very convenient location near community mailboxes and Lake Whatcom Blvd. Excellent rental possibility or update and flip. Call your favorite broker to explore all the details.

Offer Review

Will review offers when submitted

Listing source NWMLS MLS #

2456709

Listed by

Peter Roberts, John L. Scott Bellingham

Photo 1 434 Sudden Valley Dr Bellingham WA 98226

Photo 2 434 Sudden Valley Dr Bellingham WA 98226

Photo 3 434 Sudden Valley Dr Bellingham WA 98226

Photo 4 434 Sudden Valley Dr Bellingham WA 98226

Photo 5 434 Sudden Valley Dr Bellingham WA 98226

Photo 6 434 Sudden Valley Dr Bellingham WA 98226

Photo 7 434 Sudden Valley Dr Bellingham WA 98226

Photo 8 434 Sudden Valley Dr Bellingham WA 98226

Photo 9 434 Sudden Valley Dr Bellingham WA 98226

Photo 10 434 Sudden Valley Dr Bellingham WA 98226

Photo 11 434 Sudden Valley Dr Bellingham WA 98226

Photo 12 434 Sudden Valley Dr Bellingham WA 98226

Contact our

Bellingham

Real Estate Lead

Marilyn Buck

Buck Real Estate

Phone...

Email...

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Bedroom & Bathroom Layout

SECOND

MAIN

BDRM

FULL
BATH

LOWER

Property History

Jan 16, 2026

Price Reduction

$410,900

NWMLS #2456709

Dec 19, 2025

Price Reduction

$432,250

NWMLS #2456709

Nov 20, 2025

Listed

$455,000

NWMLS #2456709

Listing Details

Status

For Sale
Price

$410,900
Original Price

$455,000
List Date

November 20, 2025
Last Status Change

November 21, 2025
Last Update

January 16, 2026
Days on Market

70 Days
Cumulative DOM

70 Days
$/sqft (Total)

$232/sqft
$/sqft (Finished)

$232/sqft
Listing Source

NWMLS
MLS Number

2456709
Listing Broker

Peter Roberts
Listing Office

John L. Scott Bellingham

Monthly Payment Estimate

Principal and Interest

$2,154 / month
HOA

$156 / month
Property Taxes

$323 / month
Homeowners Insurance

$93 / month
TOTAL

$2,727 / month
based on 20% down

($82,180)
and a

6.85% Interest Rate
About:

All calculations are estimates only and provided by Mainview LLC. Actual amounts will vary.

House Details

Sqft (Total)

1,768 sqft
Sqft (Finished)

1,768 sqft
Sqft (Unfinished)

None
Property Type

House
Sub Type

Split Entry
Bedrooms

3 Bedrooms
Bathrooms

1 Bathroom
Lot

9,174 sqft Lot
Lot Size Source

Tax Rolls
Lot #

Replat 17
Project

Sudden Valley
Total Stories

2 stories
Basement

Daylight
Sqft Source

Tax Rolls
Pool

Community

Property Tax Info

2025 Property Taxes

$3,880 / year
No Senior Exemption

Public Parcel Data & Maps

County

Whatcom County
Parcel #

370408034530000
County Website

Unspecified
County Parcel Map

Unspecified
County GIS Map

Unspecified
About

County links provided by Mainview LLC

Schools

School District

Bellingham
Elementary

Unspecified
Middle

Unspecified
High School

Unspecified

HOA

HOA Dues

$156 / month
Fees Assessed

Monthly
HOA Dues Include

Common Area Maintenance
Road Maintenance
Security
Snow Removal
HOA Contact

Sudden Valley Homeowner's Association 360-734-6430
Management Contact

Community Features

Community Features

Boat Launch
CCRs
Club House
Golf
Park
Playground
Trail(s)

Parking

Covered

2-Car
Types

Attached Garage
Has Garage

Yes
Nbr of Assigned Spaces

2

Views

Territorial

Construction

Year Built

1976
Home Builder

UNK

Cooling

Includes

Heat Pump

Heating

Includes

Baseboard
Heat Pump

Interior

Flooring

Vinyl
Carpet
Features

Double Pane/Storm Window
Fireplace
Water Heater

Property

Lot Features

Paved
Site Features

Cable TV
Deck
High Speed Internet
Outbuildings

Appliances

Terms

3rd Party Approval Required)

No
Bank Owned (REO)

Yes
Complex FHA Availability

Unspecified
Potential Terms

Cash Out

Utilities

Energy

Electric
Sewer

Sewer Connected
Water Source

Public

Additional Info

Waterfront

No
Air Conditioning (A/C)

Yes
Buyer Broker's Compensation

2.5%
MLS Area #

Area 850
Number of Photos

13
Last Modification Time

Friday, January 16, 2026 9:57 AM
System Listing ID

5501827

Update Info

Price Reduction

2026-01-16 09:48:55
First For Sale

2025-11-20 18:09:15

Listing details based on information submitted to the MLS GRID as of Friday, January 16, 2026 9:57 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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434 Sudden Valley Dr Unit Bellingham WA 98226

For Sale 70 Days Online

$410,900 ▼ Price Reduction $21K

3 BR 1 BA 1,768 SQFT

Offer Review: Anytime

434 Sudden Valley Dr Bellingham WA 98226

NWMLS #2456709. Peter Roberts, John L. Scott Bellingham

Details

Map

Listing information is provided by the listing agent except as follows: Builder^B indicates that our system has grouped this listing under a home builder name that doesn't match the name provided by the listing broker. Development^D indicates that our system has grouped this listing under a development name that doesn't match the name provided by the listing broker.