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For Sale 20 Days Online
$950,000
2 Bedrooms
0.75 Bathroom
980 Sqft House
Waterfront
Built 1950
43,124 Sqft Lot
No Garage
Rare low-bank waterfront retreat on Lummi Island offering nearly an acre of shoreline, timeless NW character & exceptional future potential. Set on two legal lots, this unique property includes a charming beachfront cottage on one parcel & a 2nd buildable lot included in the sale, creating a rare opportunity for expansion, a guest home, future residence, or investment. Warm natural wood interiors, a cozy wood stove, and walls of windows frame peaceful Salish Sea & Mt. Baker views from the main living spaces. Twin French doors open to a waterfront deck perched just steps above a protected beach ideal for beachcombing, clamming, crabbing, oystering, kayaking, and exploring the shoreline. The detached guest quarters & game room provides flexible space for visitors & recreation. For years, guests have returned to this special property to experience the peaceful waterfront setting & authentic island lifestyle, creating a successful history as a sought-after AirBNB. Walk the beach to the island market, enjoy dinner at the Beach Store Café, or simply spend the day watching wildlife and the changing tides from your deck. Located just a short ferry ride from the mainland, this is a rare opportunity to enjoy waterfront living today while preserving the flexibility, income potential, and long-term value of a second legal buildable lot. Schedule your visit and experience the magic!
Offer Review
Will review offers when submitted
Listing source NWMLS MLS #
2533034
Listed by
Brandon Nelson, COMPASS
Contact our
Lummi Island Waterfront
Real Estate Lead
Buck Real Estate
Phone...
Bedroom & Bathroom Layout
MAIN
BDRM
BDRM
¾
BATH
Property History
Jun 01, 2026
Listed
$950,000
NWMLS #2533034
More
Listing Details
  • Status
    For Sale
  • Price
    $950,000
  • Original Price
    Same as current
  • List Date
    June 1, 2026
  • Last Status Change
    June 1, 2026
  • Last Update
    June 18, 2026
  • Days on Market
    20 Days
  • Cumulative DOM
    20 Days
  • $/sqft (Total)
    $969/sqft
  • $/sqft (Finished)
    $969/sqft
  • Listing Source
  • MLS Number
    2533034
  • Listing Broker
    Brandon Nelson
  • Listing Office
    COMPASS
Monthly Payment Estimate
  • Principal and Interest
    $4,980 / month
  • Property Taxes
    $780 / month
  • Homeowners Insurance
    $187 / month
  • TOTAL
    $5,947 / month

  • based on 20% down
    ($190,000)
  • and a
    6.85% Interest Rate
  • About:
    All calculations are estimates only and provided by Mainview LLC. Actual amounts will vary.
House Details
  • Sqft (Total)
    980 sqft
  • Sqft (Finished)
    980 sqft
  • Sqft (Unfinished)
    None
  • Property Type
    House
  • Sub Type
    1 Story
  • Bedrooms
    2 Bedrooms
  • Bathrooms
    0.75 Bathroom
  • Lot
    43,124 sqft Lot
  • Lot Size Source
    Realist
  • Lot #
    13-14
  • Project
    North Seacrest Tracts
  • Total Stories
    1 story
  • Basement
    None
  • Sqft Source
    Realist
Property Tax Info
  • 2026 Property Taxes
    $9,364 / year
  • No Senior Exemption
Public Parcel Data & Maps
  • County
    Whatcom County
  • Parcel #
    3701102272280000
  • County Website
    Unspecified
  • County Parcel Map
    Unspecified
  • County GIS Map
    Unspecified
  • About
    County links provided by Mainview LLC
Schools
  • School District
    Ferndale
  • Elementary
    Beach Elem
  • Middle
    Vista Mid
  • High School
    Ferndale High
Waterfront
  • Waterfront
    Yes
  • Type
    Low Bank
  • Frontage
    163 Feet
HOA
  • HOA Dues
    Unspecified
  • Fees Assessed
    Unspecified
  • HOA Dues Include
    Unspecified
  • HOA Contact
    Unspecified
  • Management Contact
Parking
  • Covered
    Unspecified
  • Types
    Driveway
  • Has Garage
    No
  • Nbr of Assigned Spaces
    4
Views
  • Bay
Construction
  • Year Built
    1950
  • Home Builder
    Unspecified
Cooling
  • Includes
    None
Heating
  • Includes
    Wall Furnace
Interior
  • Flooring
    Vinyl
  • Features
    Dbl Pane/Storm Window
    Fireplace
    Water Heater
Property
  • Site Features
    Deck
Appliances
  • Included
    Dryer
    Refrigerator
    Stove(s)/Range(s)
    Washer
Terms
  • 3rd Party Approval Required)
    No
  • Bank Owned (REO)
    No
  • Complex FHA Availability
    Unspecified
  • Potential Terms
    Cash
    Conventional
Utilities
  • Energy
    Electric
  • Sewer
    Septic Tank
  • Water Source
    Individual Well
Additional Info
  • Waterfront
    Yes
  • Air Conditioning (A/C)
    No
  • Buyer Broker's Compensation
    2.5%
  • MLS Area #
    Area 871
  • Number of Photos
    39
  • Last Modification Time
    Thursday, June 18, 2026 7:49 AM
  • System Listing ID
    5563619
Update Info
  • First For Sale
    2026-06-01 14:37:54
Listing details based on information submitted to the MLS GRID as of Thursday, June 18, 2026 7:49 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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For Sale 20 Days Online
$950,000  
2 BR    0.75 BA    980 SQFT  
Offer Review: Anytime
NWMLS #2533034. Brandon Nelson, COMPASS
Map
 
Listing information is provided by the listing agent except as follows: BuilderB indicates that our system has grouped this listing under a home builder name that doesn't match the name provided by the listing broker. DevelopmentD indicates that our system has grouped this listing under a development name that doesn't match the name provided by the listing broker.