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Pending Went pending in 30 days
$950,000
2 Bedrooms
1.75 Bathrooms
2,126 Sqft House
Waterfront
Built 1945
15,246 Sqft Lot
No Garage
PENDING SALE. This listing went Pending on July 23, 2026

Some pending sales don't become final. Contact Us if this property is really important to you so we can check on it right now. The seller has reached an agreement with a buyer to sell this property. If things go as planned, the sale will become final in the near future. The buyer and seller have agreed on a price but it's not public until the sale closes. The last published list price was $950,000.
Discover island living at its finest in this fully renovated, furnished*, custom-designed, 2-bedroom, 2-bath beach cottage overlooking serene waters of Legoe Bay. Nestled on .35 acres on peaceful Lummi Island, this 2126 SF home offers charm, comfort & a truly unique lifestyle in the heart of the historic Reef net fishing community. Property Highlights Include: Expansive bay views from multiple rooms; Custom architecture w/ detailed wainscoting & stained-glass transom windows; Wood floors & elegant built-in shelving; Spacious walk-in pantry; ADA accessible; Lower-level, lock-off suite w/ kitchenette; Freshly painted exterior with timeless appeal; Mature, professionally designed landscaping; Outdoor fire pit; Attached 8x12' greenhouse; Spacious outside storage. *Detailed list of furnishings will be provided.
Offer Review
No offer review date was specified
Listing source NWMLS MLS #
2544333
Listed by
Stacie Whitfield, List4FlatFee.com, LLC
Contact our
Lummi Island Waterfront
Real Estate Lead
Buck Real Estate
Phone...
Bedroom & Bathroom Layout
MAIN
BDRM
¾
BATH
LOWER
BDRM
FULL
BATH
Property History
Jul 24, 2026
Went Pending
$950,000
NWMLS #2544333
Jun 23, 2026
Listed
$950,000
NWMLS #2544333
Aug 05, 2025
Listed
$975,000
NWMLS #2416696
Oct 16, 2018
Sold
$460,000
NWMLS #1203653 Annualized -1% / yr
Jul 23, 2015
Sold
$475,000
More
Listing Details
  • Status
    Pending
  • Last Listed Price
    $950,000
  • Original Price
    Same as current
  • List Date
    June 23, 2026
  • Last Status Change
    July 24, 2026
  • Last Update
    July 24, 2026
  • Days on Market
    33 Days
  • Cumulative DOM
    30 Days
  • Pending Date
    July 23, 2026
  • Days to go Pending
    30
  • $/sqft (Total)
    $447/sqft
  • $/sqft (Finished)
    $447/sqft
  • Listing Source
  • MLS Number
    2544333
  • Listing Broker
    Stacie Whitfield
  • Listing Office
    List4FlatFee.com, LLC
Monthly Payment Estimate
  • Principal and Interest
    $4,980 / month
  • Property Taxes
    $532 / month
  • Homeowners Insurance
    $187 / month
  • TOTAL
    $5,699 / month

  • based on 20% down
    ($190,000)
  • and a
    6.85% Interest Rate
  • About:
    All calculations are estimates only and provided by Mainview LLC. Actual amounts will vary.
House Details
  • Sqft (Total)
    2,126 sqft
  • Sqft (Finished)
    2,126 sqft
  • Sqft (Unfinished)
    None
  • Property Type
    House
  • Sub Type
    1 Story + Basement
  • Bedrooms
    2 Bedrooms
  • Bathrooms
    1.75 Bathrooms
  • Lot
    15,246 sqft Lot
  • Lot Size Source
    Realist
  • Lot #
    Unspecified
  • Project
    Unspecified
  • Total Stories
    2 stories
  • Basement
    Daylight
    Finished
  • Sqft Source
    Seller measured
Property Tax Info
  • 2025 Property Taxes
    $6,386 / year
  • No Senior Exemption
Public Parcel Data & Maps
  • County
    Whatcom County
  • Parcel #
    3701091814490000
  • County Website
    Unspecified
  • County Parcel Map
    Unspecified
  • County GIS Map
    Unspecified
  • About
    County links provided by Mainview LLC
Schools
  • School District
    Ferndale
  • Elementary
    Beach Elem
  • Middle
    Unspecified
  • High School
    Unspecified
Waterfront
  • Waterfront
    Yes
  • Type
    Ocean Front
  • Frontage
    Unspecified
HOA
  • HOA Dues
    Unspecified
  • Fees Assessed
    Unspecified
  • HOA Dues Include
    Unspecified
  • HOA Contact
    Unspecified
  • Management Contact
Parking
  • Covered
    Unspecified
  • Types
    Off Street
  • Has Garage
    No
Views
  • Bay
Construction
  • Year Built
    1945
  • Home Builder
    Unspecified
Cooling
  • Includes
    Ductless
Heating
  • Includes
    Ductless
    Radiant
Interior
  • Flooring
    Hardwood
  • Features
    Second Kitchen
    Ceiling Fan(s)
    Dbl Pane/Storm Window
    Dining Room
    Fireplace
    Pantry
    Skylight(s)
    Vaulted Ceiling(s)
Property
  • Lot Features
    Corner Lot
    Paved
    Secluded
  • Site Features
    Deck
    Fenced-Partially
    Green House
    High Speed Internet
    Outbuildings
    Propane
Appliances
  • Included
    Dishwasher
    Dryer
    Microwave
    Refrigerator
    Stove(s)/Range(s)
    Washer
Terms
  • 3rd Party Approval Required)
    No
  • Bank Owned (REO)
    No
  • Complex FHA Availability
    Unspecified
  • Potential Terms
    Cash
    Conventional
Utilities
  • Energy
    Electric
  • Sewer
    Septic Tank
  • Water Source
    Individual Well
Additional Info
  • Waterfront
    Yes
  • Air Conditioning (A/C)
    Yes
  • Buyer Broker's Compensation
    3%
  • MLS Area #
    Area 871
  • Number of Photos
    40
  • Last Modification Time
    Friday, July 24, 2026 11:27 AM
  • System Listing ID
    5573320
Update Info
  • Pending Or Ctg
    2026-07-24 16:25:15
  • First For Sale
    2026-06-23 14:32:45
Listing details based on information submitted to the MLS GRID as of Friday, July 24, 2026 11:27 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Pending July 23, 2026
$950,000  
2 BR    1.75 BA    2,126 SQFT  
NWMLS #2544333. Stacie Whitfield, List4FlatFee.com, LLC
Map
 
Listing information is provided by the listing agent except as follows: BuilderB indicates that our system has grouped this listing under a home builder name that doesn't match the name provided by the listing broker. DevelopmentD indicates that our system has grouped this listing under a development name that doesn't match the name provided by the listing broker.