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For Sale 229 Days Online
$400,000
Originally $449,000
2 Bedrooms
1 Bathroom
720 Sqft House
Waterfront
Built 1969
8,276 Sqft Lot
No Garage
HOA Dues $40 / month
Wake up to 55 feet of no-bank lakefront on peaceful Agate Lake — your own private retreat, ready to enjoy from day one. Step off the back deck and straight to the water's edge, where calm views and open sky greet you every morning. This lovingly cared-for two-bedroom, one-bath home sits on a generous 8,276 sq ft lot with room to garden, entertain, or simply breathe. The bright, efficient layout makes the most of every square foot, filled with natural light and character built over generations. Community amenities include a boat launch, athletic court, park, and playground — everything you need for a full lake lifestyle. Fee simple ownership — you own the land outright. Conveniently located near I-5, shopping, schools, and Silver Reef Casino Resort. Don't let this one pass you by.
Offer Review
Will review offers when submitted
Listing source NWMLS MLS #
2439973
Listed by
Norvi Christoper Cruz, Coldwell Banker 360 Team
Contact our
Ferndale Waterfront
Real Estate Lead
Buck Real Estate
Phone...
Bedroom & Bathroom Layout
MAIN
BDRM
BDRM
FULL
BATH
Property History
Mar 21, 2026
Back on Market
$400,000
NWMLS #2439973
Feb 28, 2026
Went Pending
$400,000
NWMLS #2439973
Dec 30, 2025
Back on Market
$400,000
NWMLS #2439973
Dec 19, 2025
Went Pending
$400,000
NWMLS #2439973
Dec 09, 2025
Price Reduction arrow_downward
$400,000
NWMLS #2439973
Nov 07, 2025
Price Reduction arrow_downward
$434,000
NWMLS #2439973
Oct 02, 2025
Listed
$449,000
NWMLS #2439973
More
Listing Details
  • Status
    For Sale
  • Price
    $400,000
  • Original Price
    $449,000
  • List Date
    October 2, 2025
  • Last Status Change
    March 22, 2026
  • Last Update
    April 15, 2026
  • Days on Market
    229 Days
  • Cumulative DOM
    310 Days
  • $/sqft (Total)
    $556/sqft
  • $/sqft (Finished)
    $556/sqft
  • Listing Source
  • MLS Number
    2439973
  • Listing Broker
    Norvi Christoper Cruz
  • Listing Office
    Coldwell Banker 360 Team
Monthly Payment Estimate
  • Principal and Interest
    $2,097 / month
  • HOA
    $40 / month
  • Property Taxes
    $229 / month
  • Homeowners Insurance
    $92 / month
  • TOTAL
    $2,458 / month

  • based on 20% down
    ($80,000)
  • and a
    6.85% Interest Rate
  • About:
    All calculations are estimates only and provided by Mainview LLC. Actual amounts will vary.
House Details
  • Sqft (Total)
    720 sqft
  • Sqft (Finished)
    720 sqft
  • Sqft (Unfinished)
    None
  • Property Type
    House
  • Sub Type
    1 Story
  • Bedrooms
    2 Bedrooms
  • Bathrooms
    1 Bathroom
  • Lot
    8,276 sqft Lot
  • Lot Size Source
    Realist
  • Lot #
    Unspecified
  • Project
    Unspecified
  • Total Stories
    1 story
  • Basement
    None
  • Sqft Source
    Realist
Property Tax Info
  • 2025 Property Taxes
    $2,748 / year
  • No Senior Exemption
Public Parcel Data & Maps
  • County
    Whatcom County
  • Parcel #
    3801084604550000
  • County Website
    Unspecified
  • County Parcel Map
    Unspecified
  • County GIS Map
    Unspecified
  • About
    County links provided by Mainview LLC
Schools
  • School District
    Ferndale
  • Elementary
    Buyer To Verify
  • Middle
    Buyer To Verify
  • High School
    Buyer To Verify
Waterfront
  • Waterfront
    Yes
  • Type
    Lake
    No Bank
  • Frontage
    55 Feet
HOA
  • HOA Dues
    $40 / month
  • Fees Assessed
    Monthly
  • HOA Dues Include
    Common Area Maintenance
  • HOA Contact
    Unspecified
  • Management Contact
Community Features
  • Community Features
    Athletic Court
    Boat Launch
    Park
    Playground
Parking
  • Covered
    Unspecified
  • Types
    Driveway
    Off Street
    RV Parking
  • Has Garage
    No
Views
  • Lake
    Mountains
    Territorial
Construction
  • Year Built
    1969
  • Home Builder
    Unspecified
Cooling
  • Includes
    None
Heating
  • Includes
    Fireplace Insert
    Wall Furnace
Interior
Property
  • Lot Features
    Dead End Street
    Open Space
    Paved
  • Site Features
    Cable TV
    Deck
    Patio
    Propane
    RV Parking
Appliances
  • Included
    Dishwasher
    Dryer
    Refrigerator
    Stove(s)/Range(s)
    Washer
Terms
  • 3rd Party Approval Required)
    No
  • Bank Owned (REO)
    No
  • Complex FHA Availability
    Unspecified
  • Potential Terms
    Cash
    Conventional
    FHA
    VA Loan
Utilities
  • Energy
    Electric
    Propane
  • Sewer
    Sewer Connected
  • Water Source
    Community
Additional Info
  • Waterfront
    Yes
  • Air Conditioning (A/C)
    No
  • Buyer Broker's Compensation
    2.5%
  • MLS Area #
    Area 870
  • Number of Photos
    30
  • Last Modification Time
    Tuesday, April 14, 2026 8:26 PM
  • System Listing ID
    5488895
Update Info
  • Back On Market
    2026-03-21 20:51:45
  • Pending Or Ctg
    2026-02-28 09:08:35
  • Price Reduction
    2025-12-09 20:48:00
  • First For Sale
    2025-10-02 11:14:13
Listing details based on information submitted to the MLS GRID as of Tuesday, April 14, 2026 8:26 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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For Sale 229 Days Online
$400,000  
2 BR    1 BA    720 SQFT  
Offer Review: Anytime
NWMLS #2439973. Norvi Christoper Cruz, Coldwell Banker 360 Team
Map
 
Listing information is provided by the listing agent except as follows: BuilderB indicates that our system has grouped this listing under a home builder name that doesn't match the name provided by the listing broker. DevelopmentD indicates that our system has grouped this listing under a development name that doesn't match the name provided by the listing broker.