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Version: ...
For Sale
29 Days Online
$400,000
2 Bedrooms
1 Bathroom
720 Sqft House
Waterfront
Built 1969
8,276 Sqft Lot
No Garage
HOA Dues $80 / month
Imagine waking up to still water just outside your door. No stairs, no steep bank — just you, your morning coffee, and Agate Lake stretching out in front of you. That's the everyday reality at this no-bank lakefront retreat in the sought-after Sandy Point community of Ferndale. This two-bedroom, one-bath home sits on a private lot with direct water access and the kind of quiet that's hard to find this close to I-5. Inside, 720 SF of smart, sun-filled space gives you everything you need and nothing you don't, low maintenance, high lifestyle. Step outside and the Sandy Point community delivers: boat launch, athletic court, park, and playground all within walking distance. Whether you're searching for a primary home with a view, a weekend escape from the city, or a high-demand seasonal retreat, this property delivers the Northwest waterfront dream at a price that actually makes sense. Ferndale shopping, Bellingham dining, and Silver Reef Casino are all minutes away. Fee simple ownership. Clear title confirmed. Vacant and move-in ready. Waterfront this accessible, and this affordable, rarely stays available. Come see it before someone else does.
Offer Review
Will review offers when submitted
Listing source NWMLS MLS #
2536851
Listed by
Norvi Cruz,
Realogics Sotheby's Int'l Rlty
Contact our
Ferndale Waterfront
Real Estate Lead
MAIN
BDRM
BDRM
FULL
BATH
BATH
Jun 08, 2026
Listed
$400,000
NWMLS #2536851
Mar 21, 2026
Back on Market
$400,000
NWMLS #2439973
Feb 28, 2026
Went Pending
$400,000
NWMLS #2439973
Dec 30, 2025
Back on Market
$400,000
NWMLS #2439973
Dec 19, 2025
Went Pending
$400,000
NWMLS #2439973
Dec 09, 2025
Price Reduction arrow_downward
$400,000
NWMLS #2439973
Nov 07, 2025
Price Reduction arrow_downward
$434,000
NWMLS #2439973
Oct 02, 2025
Listed
$449,000
NWMLS #2439973
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StatusFor Sale
-
Price$400,000
-
Original PriceSame as current
-
List DateJune 8, 2026
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Last Status ChangeJune 8, 2026
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Last UpdateJune 27, 2026
-
Days on Market29 Days
-
Cumulative DOM352 Days
-
$/sqft (Total)$556/sqft
-
$/sqft (Finished)$556/sqft
-
Listing Source
-
MLS Number2536851
-
Listing BrokerNorvi Cruz
-
Listing OfficeRealogics Sotheby's Int'l Rlty
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Principal and Interest$2,097 / month
-
HOA$80 / month
-
Property Taxes$229 / month
-
Homeowners Insurance$92 / month
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TOTAL$2,498 / month
-
-
based on 20% down($80,000)
-
and a6.85% Interest Rate
-
About:All calculations are estimates only and provided by Mainview LLC. Actual amounts will vary.
-
Sqft (Total)720 sqft
-
Sqft (Finished)720 sqft
-
Sqft (Unfinished)None
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Property TypeHouse
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Sub Type1 Story
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Bedrooms2 Bedrooms
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Bathrooms1 Bathroom
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Lot8,276 sqft Lot
-
Lot Size SourceRealist
-
Lot #Unspecified
-
ProjectUnspecified
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Total Stories1 story
-
BasementNone
-
Sqft SourceRealist
-
PoolCommunity
-
2025 Property Taxes$2,748 / year
-
No Senior Exemption
-
CountyWhatcom County
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Parcel #3801084604550000
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County WebsiteUnspecified
-
County Parcel MapUnspecified
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County GIS MapUnspecified
-
AboutCounty links provided by Mainview LLC
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School DistrictFerndale
-
ElementaryBuyer To Verify
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MiddleBuyer To Verify
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High SchoolBuyer To Verify
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WaterfrontYes
-
TypeLake
No Bank -
Frontage55 Feet
-
HOA Dues$80 / month
-
Fees AssessedMonthly
-
HOA Dues IncludeCommon Area Maintenance
See Remarks
Water -
HOA ContactSandy Point Improvement 360-384-3921
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Management Contact
-
Community FeaturesAthletic Court
Boat Launch
Club House
Golf
Park
Playground
-
CoveredUnspecified
-
TypesDriveway
Off Street
RV Parking -
Has GarageNo
-
Lake
Mountains
Territorial
-
Year Built1969
-
Home BuilderUnspecified
-
IncludesNone
-
IncludesFireplace Insert
Wall Furnace
-
FeaturesCeiling Fan(s)
French Doors
-
Lot FeaturesDead End Street
Open Space
Paved -
Site FeaturesCable TV
Deck
Patio
Propane
RV Parking
-
IncludedDishwasher
Dryer
Microwave
Refrigerator
Stove(s)/Range(s)
Washer
-
3rd Party Approval Required)No
-
Bank Owned (REO)No
-
Complex FHA AvailabilityUnspecified
-
Potential TermsCash
Conventional
FHA
VA Loan
-
EnergyElectric
Propane -
SewerSewer Connected
-
Water SourceCommunity
-
WaterfrontYes
-
Air Conditioning (A/C)No
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Buyer Broker's Compensation2.5%
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MLS Area #Area 870
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Number of Photos23
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Last Modification TimeSaturday, June 27, 2026 1:04 PM
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System Listing ID5566906
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First For Sale2026-06-08 14:15:38
Listing details based on information submitted to the MLS GRID as of Saturday, June 27, 2026 1:04 PM.
All data is obtained from various
sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Sharing
For Sale
29 Days Online
$400,000
2 BR
1 BA
720 SQFT
Offer Review: Anytime
NWMLS #2536851.
Norvi Cruz,
Realogics Sotheby's Int'l Rlty
|
Listing information is provided by the listing agent except as follows: BuilderB indicates
that our system has grouped this listing under a home builder name that doesn't match
the name provided
by the listing broker. DevelopmentD indicates
that our system has grouped this listing under a development name that doesn't match the name provided
by the listing broker.